Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

By contrast, same-day emergency loans do not require you to fax documents or go through complicated verifications. This is ...

Payday loans can trap millions of people in expensive debt cycles, even as economic conditions improve. With many Americans living paycheck to paycheck, these high-cost loans offer quick cash when ...

In today's high-cost, high-stress economy, it can be tempting to turn to your short-term borrowing options, like credit cards and payday loans, just to stay afloat between paychecks. But while payday ...

Sabrina Leonard’s life has grown more difficult over the past two years. The 49-year-old Spring Hill, Kansas, resident has watched her rent, utilities and grocery bills steadily rise while her ...

The payday-loan industry, which argues that it provides viable credit options to people who need them, has formed a political action committee to try to convince the public that such concerns are ...

Payday lenders took in $2.4 billion in fees from cash-strapped consumers in a single year, a report from the Center for Responsible Lending (CRL) finds. In brief ... Texas the largest offender: Texas ...