Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled until Jan. 28, the CME FedWatch tool currently predicts a 14.4% chance that ...

The Federal Reserve held rates steady on January 28, breaking a three-cut streak. That pause means banks aren't rushing to drop their CD rates just yet, so current offers should stick around for a bit ...

-0.40 percentage point (40 basis points). See methodology details Medians, or midpoints, consist of APYs of CDs or share certificates collected from the websites of the following 21 financial ...

Langley Federal Credit Union Certificate of Deposit‘s one-year CD earns an APY of 3.40% and can be opened with a relatively low minimum balance requirement, placing it on our list of best one-year CDs ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a ...

A CD is a type of savings account with a fixed term. CDs can have higher rates than regular savings accounts. Many, or all, of the products featured on this page are from our advertising partners who ...

The Federal Reserve paused its rate-cutting streak in its January 2026 meeting, holding rates steady after three consecutive cuts in late 2025. The decision keeps the federal funds rate unchanged ...

Six-month CDs continue to offer some of the highest savings yields Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. If ...